Dealing with Velocity Investments, LLC in Utah?

Discovering a surprise wage garnishment or a court-ordered judgment can be an incredibly stressful experience. If Velocity Investments, LLC has initiated legal action against you, it is vital to act with purpose. Many Utah residents find themselves in this position due to improper service of process, meaning they were never formally notified of the initial lawsuit. Our firm works to identify these procedural failures and advocates for your rights in court to challenge the validity of these claims.

The Legal Reality for Utah Consumers

In Utah, a judgment remains active for 8 years and can be extended indefinitely if the plaintiff files a motion before the expiration date. When it comes to your income, the law provides specific protections; wage garnishment is generally limited to the lesser of 25% of your disposable earnings or the amount that exceeds 30 times the federal minimum wage. Furthermore, if you are dealing with private student loan debt, a more restrictive 10% cap applies under Utah Code § 70C-7-103. Understanding these boundaries is essential when Understanding Bankruptcy Options as a potential path forward.

Ignoring a court summons or a notice of judgment does not make the debt disappear. In fact, failing to respond to legal filings often results in a default judgment, which can significantly limit your ability to defend your assets later. Time is a critical factor in protecting your financial future.

How We Fight Back

At Cannon Legal PLLC, we focus on holding creditors to the strict standards of evidence required by law. We can help you navigate the process through the following targeted services:

• Filing Motions to Vacate: We aim to overturn improper default judgments by proving that you were not served correctly, effectively hitting the reset button on your case.
• Negotiating Judgment Settlements: We work to reach favorable resolutions with creditors to stop aggressive collection efforts and protect your remaining assets.
• Facilitating Title Company Payoffs: If a judgment has created a lien on your property, we assist in coordinating with title companies to clear the cloud on your title during a sale or refinance.

Creditor Contact Information

• Phone: 800-558-4027
• Mailing Address: 1800 Route 34 N, Ste 305, Wall, NJ 07719
• Website: velocityrecoveries.com

More Utah Resources

• Judgments Defense in Utah
• Complete Directory of Judgments Creditors