Dealing with Sequium Asset Solution in Utah?

Discovering a court judgment or sudden wage garnishment from Sequium Asset Solution can be an overwhelming experience. Many Utah residents find themselves in this position due to a lack of proper notice regarding the original lawsuit, leading to a default judgment. It is vital to recognize that the legal system provides mechanisms to address these situations, particularly when procedural errors have occurred. Our firm focuses on identifying these gaps to help you regain control of your financial standing.

The Legal Reality for Utah Consumers

In Utah, a judgment remains active for eight years and carries the potential for indefinite renewal if the plaintiff files a motion before the expiration date. If a creditor moves to garnish your wages, the law limits the amount they can collect to the lesser of 25% of your disposable earnings or the amount exceeding 30 times the federal minimum wage. Furthermore, Utah Code § 70C-7-103 mandates a strict 10% cap on private student loan garnishments. If you are considering your long-term options, you may also find value in Understanding Bankruptcy Options.

Failure to respond to a court summons or ignoring a pending judgment can lead to severe financial consequences, including the loss of property or ongoing salary deductions. Time-sensitive deadlines often dictate your ability to challenge these actions, making immediate review of your case status essential.

How We Fight Back

At Cannon Legal PLLC, we focus on holding creditors to the strict standards of evidence required by law. We can help you navigate the process through the following targeted services:

• Filing Motions to Vacate: If you were never properly served with the original lawsuit, we work to challenge the validity of the default judgment to restore your right to defend the case.
• Negotiating Judgment Settlements: We aim to reach favorable resolutions that reduce the total financial burden, providing a path toward resolving the debt without further litigation.
• Facilitating Title Company Payoffs: When a judgment creates a lien on your real estate, we assist in coordinating payoffs to clear your property title during a sale or refinance.

If you have received notice of a garnishment or judgment, we invite you to reach out to our office to discuss the specific details of your situation and explore potential defense strategies.

More Utah Resources

• Judgments Defense in Utah
• Complete Directory of Judgments Creditors