FDCPA & TDCA Enforcement Services
Cannon Legal PLLC aggressively enforces the Fair Debt Collection Practices Act (FDCPA) for consumers nationwide and the Texas Debt Collection Act (TDCA) for our Texas clients. We do not just send letters; we take legal action.
- Identify & Stop Harassment: We analyze your communication logs to identify illegal tactics, such as zombie debt collection, excessive calls, and phantom debt scams.
- Demand Validation: We force collectors to prove they have the legal right to collect. If they can’t prove it, they must stop.
- Sue for Damages: We sue debt collectors who violate the law. We seek statutory damages (up to $1,000 per violation), actual damages (for emotional distress or financial loss), and we make them pay your attorney’s fees.
Your Shield Against Predator Collectors
- We Don’t Just Bark, We Bite: While other firms may only help you dispute a debt, we aggressively sue debt collectors who break the law.
- Nationwide & Texas Strong: We leverage both federal laws and the powerful Texas Debt Collection Act, which often provides broader protections than federal law alone.
- Zero Out-of-Pocket Risk: Because the law requires the breaking party to pay your legal fees, you can hire top-tier legal defense without worrying about hourly rates.
- Deep Industry Knowledge: We know the tricks collectors use—from robocalls to spoofing numbers—and we know exactly how to counter them in court.
- Peace of Mind: We handle the confrontation so you can stop dreading your ringing phone.
Pricing / Cost
Our legal fees are generally contingency-based for FDCPA/FCRA lawsuits. This means our fees are typically paid by the debt collector as part of the settlement or judgment, not out of your pocket.