Protect Your Vehicle & Your Rights
Deceptive loan terms and wrongful repossessions shouldn’t run you off the road. We help Utah consumers hold auto lenders accountable and resolve deficiency disputes.
Facing Financial Pressure from Jordan Motors? Know Your Rights in Utah.
When you enter into an auto financing agreement, you expect transparency and fair dealing. Unfortunately, consumers often find themselves in disputes with lenders like Jordan Motors, facing aggressive collection tactics, surprise fees, and questionable repossession practices. At Cannon Legal PLLC, we provide experienced representation to Utah residents who are being targeted by creditors. You do not have to navigate the complexities of Auto Issues alone.
Common Auto Financing Disputes
Hidden Fees and “Yo-Yo” Financing
Many consumers report dealerships packing financing agreements with unwanted add-ons, such as GAP insurance or VIN etching, often without explicit consent. Furthermore, “spot delivery” or “yo-yo” financing—where a dealer informs you that your financing fell through days after you drove the car off the lot, only to demand higher interest rates—can be a violation of the Utah Consumer Sales Practices Act.
Repossession and UCC Article 9
Under the Uniform Commercial Code (UCC) Article 9, as adopted in Utah, a lender must strictly adhere to specific procedures when repossessing a vehicle. If a repo agent breaches the peace—such as using force, breaking locks, or ignoring your verbal objections—the repossession may be unlawful. Furthermore, the lender is legally required to send a proper Notice of Sale and sell the vehicle in a “commercially reasonable” manner before they can pursue you for a deficiency balance.
Legal Advice: Do not admit liability or agree to a payment plan before having your contract audited. Lenders often rely on consumers’ lack of knowledge regarding the Truth in Lending Act (TILA) to collect balances that may be legally uncollectible.
How Cannon Legal PLLC Defends Utah Consumers
Our firm takes an aggressive approach to protecting your rights. We analyze your purchase contracts to identify forged income documentation, TILA violations, or unauthorized fees. If a third-party debt buyer or original creditor has violated the law, we aim to hold them accountable through:
- Contract Audits: Identifying predatory terms that violate the Utah Consumer Credit Code.
- Arbitration Defense: Navigating or opting out of mandatory arbitration clauses.
- FDCPA Enforcement: Stopping harassment from collection agencies that violate the Fair Debt Collection Practices Act.
- Affirmative Litigation: Utilizing fee-shifting statutes to hold creditors liable for their deceptive conduct.
Whether you are currently facing a lawsuit or dealing with persistent collection harassment, Learn more about Cannon Legal PLLC to see how our experienced legal team can help you assert your rights.
Creditor Contact Information
If you are corresponding with Jordan Motors, please note the following address for service of process or formal notice:
- Mailing Address: 11454 Goodnight Ln, Dallas, TX