Facing a Lawsuit from Consumer Portfolio Services in Utah?

Receiving a court summons is a stressful event, but you are not without options. If Consumer Portfolio Services has initiated a lawsuit against you, the clock is already ticking. In Utah, you typically have only 21 days from the date of service to file a formal Answer with the court. Failure to meet this deadline can result in a default judgment, which grants the plaintiff broad powers to garnish your wages or levy your bank accounts.

At Cannon Legal PLLC, we represent Utah residents who are navigating complex debt lawsuits. We understand the tactics used by large creditors, and we are prepared to hold them to the strict evidentiary standards required by Utah law.

The Reality of Debt Buyer Litigation

When you are sued by a creditor like Consumer Portfolio Services, they carry the burden of proof. They must demonstrate that they have a legal right to collect the debt and that the amount claimed is accurate. In many instances, these plaintiffs struggle to produce the necessary chain-of-title documentation or the original signed contract required to substantiate their claims.

Critical Advice: Do not ignore a court summons. Even if you believe the debt is valid, failing to file an Answer allows the court to rule in favor of the plaintiff without reviewing the merits of their case. Engaging an attorney early can help you draft a precise, professional response to protect your legal standing.

Our approach focuses on demanding strict proof of the debt. If the plaintiff cannot provide a complete history of the account and clear evidence of their standing to sue, we challenge the validity of their claim. We also assist clients in defending against Consumer Portfolio Services judgments, ensuring your rights remain protected throughout the litigation process.

Consumer Portfolio Services Contact Information

If you are attempting to identify the plaintiff or resolve the matter independently, here is the information for the creditor:

• Phone: 800-827-0428
• Mailing Address: 3800 Howard Hughes Pkwy, Las Vegas, NV 89169
• Website: consumerportfolio.com

Why Choose Cannon Legal PLLC?

We provide experienced legal counsel tailored to the Utah court system. We do not believe in a “one-size-fits-all” defense. Instead, we examine the specifics of your case, review the documentation submitted by the plaintiff, and craft a strategy that aims to protect your assets and resolve the matter as effectively as possible.

Time is of the essence when you have been served. Every day you wait is a day closer to a potential judgment. Let us review your court documents and help you determine the best course of action.

Schedule your free phone consultation today