Fix Your Rental History

Eviction records and broken lease collections can destroy your ability to rent a future apartment. We help consumers fight back against aggressive property management debt.

Facing Apartment Debt? Protect Your Future Housing Prospects

When you have an outstanding balance reported to a third-party debt buyer like Assurant, the consequences often extend far beyond a simple phone call or a letter in the mail. For Utah tenants, an unresolved apartment debt can lead to an eviction filing or a “negative reference” that effectively blacklists you from securing a future rental. At Cannon Legal PLLC, we understand that your ability to provide stable housing for yourself and your family is at stake.

Assurant and other creditors often purchase portfolios of debt related to broken leases, property damage claims, or unpaid rent. When they begin collection efforts, they rely on the assumption that you will pay without questioning the validity or accuracy of the claim. We hold these creditors to a higher standard, demanding that they provide actual proof of the debt and adhere to the strict regulations governing the collection industry.

The Long-Term Impact of Apartment Debt

A debt involving a former landlord can do significant damage to your rental history. In many cases, these debts are tied to reports that prevent property management companies from approving your applications. If you are dealing with a creditor, it is vital to act quickly to mitigate the impact on your Credit Reporting and your future ability to sign a new lease.

Do not ignore a notice from Assurant. Ignoring a debt does not make it disappear; it often leads to default judgments, which can result in wage garnishment or further complications in your housing search. Our team is prepared to investigate the documentation and determine if the creditor is acting within the bounds of the law.

How We Hold Creditors Accountable

When you engage Cannon Legal PLLC, we take a strategic, aggressive approach to your defense. We examine the original lease agreement, the move-out statement, and the accounting provided by the creditor to identify discrepancies. Many Apartment Debt Collectors fail to maintain accurate records, and we aim to highlight these weaknesses to achieve a favorable resolution for our clients. Learn more about Cannon Legal PLLC and our commitment to protecting Utah consumers.

Assurant Creditor Contact Information

Take the Next Step

You do not have to navigate the complexities of landlord-tenant debt collections alone. We fight to ensure your rights are protected and that creditors are not overstepping their legal authority. If you are ready to address your apartment-related debt, contact us today.

Schedule your free phone consultation today