Has Professional Finance Company, Inc. Served You with a Lawsuit?

If you have been served with a lawsuit by Professional Finance Company, Inc. in Utah, you are facing a critical deadline. In the Utah court system, you typically have only 21 days from the date of service to file a formal written Answer to the Complaint. Failure to respond within this window often results in a default judgment, which can lead to wage garnishments, bank levies, and long-term financial strain.

At Cannon Legal PLLC, we understand the stress of being sued by a third-party debt buyer. Our experienced legal team is dedicated to analyzing the merits of the claims filed against you and developing a robust defense strategy to hold plaintiffs accountable for their burden of proof.

The Reality of Debt Buyer Litigation

Professional Finance Company, Inc. frequently operates as a third-party debt buyer. When these entities purchase accounts, they are required by law to provide specific documentation to prove they have the legal standing to sue you. In many instances, the plaintiff may lack the necessary chain-of-title documentation or original contract records required to prevail in court.

Our firm focuses on identifying these evidentiary gaps. Whether it is challenging the validity of the assignment of debt or scrutinizing the accounting records provided, we fight to ensure that the plaintiff meets its strict legal obligations. We handle a high volume of Debt Lawsuits and provide the aggressive advocacy required to protect your rights.

Important: Do not ignore a court summons. Even if you believe the debt is not yours or the amount is incorrect, failing to file an Answer allows the court to rule in favor of the plaintiff automatically. Contact us immediately to explore your options before your 21-day window closes.

Proactive Defense Strategies

When you retain Cannon Legal PLLC, we evaluate your case for potential defenses, including:

• Lack of Standing: Demanding that the plaintiff produce a complete, unbroken chain of ownership for the account.
• Statute of Limitations: Assessing whether the debt is time-barred under Utah law.
• Improper Service: Verifying that the lawsuit was served in accordance with the Utah Rules of Civil Procedure.

If you are worried about the consequences of an active lawsuit, we provide dedicated support for defending against Professional Finance Company, Inc. Judgments to help you seek the best possible outcome for your financial future.

Creditor Contact Information

If you choose to contact the plaintiff directly, be aware that anything you say can be used as evidence in your case. We strongly advise having an experienced attorney manage communication with the creditor.

• Phone: 800-864-4391
• Email: info@pfccollects.com
• Mailing Address: 5754 W 11th St, Ste 100, Greeley, CO 80634
• Website: pfccollects.com

Time is of the essence when facing a lawsuit. Let us put our experience to work for you.

Schedule your free phone consultation today