Has a Default Judgment Been Entered Against You by LVNV Funding LLC?

In the Utah court system, a judgment is a formal court order stating that you owe a debt. When a third-party debt buyer like LVNV Funding LLC pursues a claim and the defendant does not respond, the court may issue a default judgment. If you have discovered that a judgment has been entered against you, it is vital to understand that your options may be limited, but they are not non-existent. Our firm provides comprehensive assistance for individuals navigating defending against LVNV Funding LLC lawsuits and the resulting post-judgment complications.

Understanding the Consequences of a Judgment

Once a judgment is finalized in Utah, it grants the creditor legal authority to initiate aggressive collection tactics. These actions are designed to satisfy the debt through your personal assets. Common enforcement measures include:

• Wage Garnishment: A court order requiring your employer to withhold a portion of your paycheck to pay the debt.
• Bank Levies: A legal freeze on your financial accounts, allowing the creditor to withdraw funds directly from your bank.
• Property Liens: A legal claim filed against your real estate, which may prevent you from selling or refinancing until the debt is satisfied.

Whether you are dealing with an initial lawsuit or the aftermath of a finalized order, understanding the process of resolving judgments is the first step toward regaining financial stability.

Challenging a Judgment: The Motion to Vacate

If you were never properly served with the initial lawsuit, you may have grounds to request that the court set aside, or “vacate,” the judgment. Proper service of process is a fundamental requirement of due process under Utah law. If the plaintiff failed to serve you correctly—or if they served you at an incorrect address—the court may lack the jurisdiction necessary to have entered the judgment in the first place.

Legal proceedings regarding debt collection require strict adherence to procedural rules. If the creditor failed to follow these mandates, we aim to hold them accountable by filing the necessary motions to challenge the validity of the judgment.

Creditor Contact Information

LVNV Funding LLC is managed by its servicer, Resurgent Capital Services. If you are attempting to address inquiries regarding their records, you may reference the contact details below:

• Phone: 877-552-5522
• Mailing Address: 55 Beattie Place, Ste 110, Greenville, SC 29601
• Website: resurgent.com

Our Approach to Creditor Defense

At Cannon Legal PLLC, we focus on defending consumers against debt buyer claims. Our team provides an experienced assessment of your situation, reviewing the procedural history of your case to determine if a challenge is viable. We fight to protect your rights, demand proof of the underlying debt, and ensure that the legal process is applied fairly.

If you are facing the threat of wage garnishment or have already had a judgment filed against you, time is often a critical factor. Contact us to discuss your options with an experienced attorney.

Schedule your free phone consultation today